Payment Methods at Online Casinos

Online casinos in New Zealand are among the best gaming sites for real money players. To partake in gaming at these casinos, you will be required to deposit a certain minimum amount of money. That’s where casino banking options step in and this review aims at helping you understand what to expect with each method.

How to Choose the Best Online Casino Payment Methods

When you join an online casino in New Zealand, you will be expected to add at least one payment method. Usually, you’ll be choosing between numerous electronic wallets and vouchers, bank cards, mobile payment solutions, and even crypto wallets. If you’re unsure about what to check for with each of these methods, simply refer to the points I’m about to discuss.


Casino payments may include fees and to be on the safe side, it’s best to verify if such a fee applies to withdrawals and or deposits. Generally, when depositing funds into your account, no fees are charged. On the other hand, withdrawals may have a fee of about 2% or more depending on the exact solution used. However, it should be noted that as far as bank transfers and crypto payments are involved, fees should be expected particularly for payouts. Apart from processing fees, it might be smart to know what charges apply for currency conversion. Nonetheless, casinos themselves hardly charge any fees for payments; the greater part of the charges on players come from the banking service provider. You are thus advised to check the maintenance fee of your preferred e-wallet or bank card.

Processing times

Online gaming sites are out to deliver quality entertainment through a wide array of games. When you play these games, you may be graced with real winnings, and you should be able to withdraw these funds within the shortest possible time. If you choose Skrill or Neteller for example, your withdrawals can be completed within 48 hours. If you go for mobile-first options like PayPal, Apple Pay, and Google Pay, the processing time can be shortened to about 24 hours. For even speedier payments, you could go for Bitcoin, Litecoin, USDT, and other similar cryptocurrencies. These cryptos have the potential to complete transactions within about 5 – 10 minutes. If you do not go for any of these and rather choose direct bank transfers, you may have to wait up to a week for withdrawals to be completed.

Minimum Deposits/Withdrawals

One very interesting aspect of online casinos is that the minimum deposit required often differs from one payment method to the other. As such, when joining a casino for the first time, it may be smart to choose a banking solution that allows you to process the least possible funds. Usually, if you’re at a low minimum deposit casino, bank cards and e-wallets should allow you to deposit $10 and above. Regarding withdrawals, you should check for a method with a low minimum withdrawal and a high maximum. Typically, any method that lets you withdraw between $10 - $5,000 at once is good enough. Also, remember to ensure that your chosen method can be used for both withdrawals and deposits.


Security must not be underrated when picking an online casino method. You should always ensure that the casino welcoming you is regulated and licensed. In that way, you can hope for the safest possible payment method. Also, look at the specific security features delivered by each banking method. Usually, when paying online, at least a code or password should be required for confirmation. If you’re more of a mobile player, the best options could be Apple Pay or Google Pay as these mobile-specific wallets work alongside biometric details.

Accepted Cards

Once you get immersed into the online gaming world, you would realize that bank cards are the most common payment options accepted. These cards can be issued by any bank that has flexible policies about the use of bank cards for online gambling. Below are brief descriptions of the three most used bank cards.


Per a recent report, about 57% of Kiwis aged 15 and above own a Visa credit card. This is an indication of how vast the Visa card market is in New Zealand. In other words, the card is readily available for persons who meet the legal gambling age which is 18+. Visa payments are accepted for all casino payments and usually, you do not have to worry about fees from the casinos. Nonetheless, you should often expect fees of about 2% from Visa company. Talking about processing limits, Visa is a great option for low minimum deposits. Indeed, you can deposit $5 - $20 as minimum and up to NZ$6,000 as maximum. Deposits don’t take long while withdrawals can be completely processed within 48 hours.


Mastercard is a convenient payment option mainly due to its worldwide acceptance. It is one of the top three largest payment systems in the world. This bank card exists in different levels: Standard, World, Platinum, Standard Prepaid, Prepaid Gift Card, and Standard Debit, each of which has different benefits. When using this method, you can initiate both forms of casino payments within the range of $10 - $6,000. There is usually no processing fee for Mastercard casino payments but from the part of the Mastercard, a fee of about 2.20% can be incurred. Apart from Mastercard, Maestro is also accepted at some top online casinos in NZ. Its payments are rapid and safe and usually up to $2,500 can be processed at once.

Pros and Cons of Cards

Bank cards are ideal for casino deposits and withdrawals. They are present at almost every top online gaming site and have very flexible payment limits. Some of the main pros and cons of cards include the following:

✅ Ideal for low minimum payments❌ Fees from card issuing company
✅ First time deposits via bank cards can unlock bonuses
✅ Rapid payouts typically within 48 hours
✅ Players can use debit, credit, and gift cards
✅ Apart from casino bonuses, bank cards have several rewards

Accepted e-Wallets and Prepaid Cards

Right after bank cards, electronic wallets come next in popularity at online casinos in New Zealand. They are mobile-compatible and often have a mobile app that can be installed on Android and Apple mobiles. In the sections below, we’ll look at some of the most common electronic wallets and vouchers that Kiwis can use for real money gaming.


Skrill is probably the most readily available payment method for casino gaming. When using this wallet, you can rest assured to have safe payments in 40 different currencies. To use Skrill, you simply need to sign-up for an account using your valid email account. It is accepted at hundreds of real money sites and the wallet can be credited from a local shop, via bank transfers or bank cards. With Skrill, you can often process between NZ$10 – NZ$10,000 per transaction at NZ casinos. If these limits seem too low for you, you can always migrate to join the casino’s VIP club to enjoy higher limits potentially lower fees, and a dedicated support team. Withdrawals via Skrill are often completed within 72 hours. When using Skrill alongside Paysafecard, a fee of up to 5% can be associated. If using Visa and Mastercard instead, a fee of up to 0.99% can be involved.


Neteller is a multi-purpose digital wallet currently used by millions of people. It is designed to ease the management of funds with payments being processed from multiple sources including Visa, Maestro, Boku Pay by Mobile, and iDeal. Neteller transactions are protected by advanced safety features to minimize any occurrence of fraud or theft. Its real-time monitoring procedure ensures that users are protected while carrying out online payments. Multiple firewalls and 256-bit encryption are also incorporated. At online casinos in NZ, Neteller serves for deposits and withdrawals typically ranging from 20 – 10,000 NZD. Processing is usually instantaneous although delays of about 72 hours can be observed in some cases. When funding a Neteller account, a fee of up to 2.5% of the amount may be incurred. As for withdrawals, a fee ranging from o-7.5% is involved via Visa and Mastercard. If withdrawing from Neteller through a bank transfer, the fee stands at 10 dollars. Worth noting, your Neteller account for personal use remains free of charge so long as you initiate a transaction at least once every six months. Failure to do so leads to a monthly fee of 5.00 dollars which will be deducted from available funds in the wallet.


If you would like an online payment method that does not require the creation of an account, then Paysafecard could be ideal. It is an electronic voucher that can be purchased at local outlets and sales points. To use Paysafecard, you must not be a holder of a bank account or bank card. All, you need to do is buy a voucher worth NZ$10, NZ$20, NZ$50, NZ$100, or NZ$200. A few vendors include Z Energy, New World, GAS Petrol Service Stations, and Countdown. You could also find sales points in your neighbourhood by using the “Find Sales Outlet” feature provided on Paysafecard’s official website. Once your card is in hand, initiate payment by inputting the 16-digit code of the voucher. Paysafecard uses no personal data, making it ideal for anonymous payments. Generally, NZ online casino operators only accept this e-voucher for deposits; NZ$10 – NZ$2,000 per transaction. Payments are completed instantly. Fee-wise, you should expect a monthly cost of 4 NZD after the first month of use of the voucher. In case of a refund, a 12 NZD fee will be deducted.


ecoPayz is another safe online payment solution accepted at NZ casinos. The wallet is used to send, receive, and manage money in numerous currencies including NZD. To start using the service, the creation of an account is required either on the ecoPayz website or through the Payz mobile app. This mobile app is available for download on App Store and Google Play. Not only can funds be transferred from the wallet to an online casino but also to other ecoPayz users. What’s even more, there is an ecoPayz card that works for eight of the 50 valid currencies. With the card, you get up-to-date information on every purchase being made. ecoPayz uses modern security systems and technology to safeguard your money and personal information. Casino deposits and withdrawals via ecoPayz often fall within the range of NZ$20 to NZD5,000. The average processing time is 15 minutes although unexpected delays can result in longer waiting times. Apart from currency conversion fees that can apply when using ecoPayz, other charges are levied for account inactivity and bank transfers. ecoPayz can be credited via credit and debit cards, bank accounts, Interac, and Cash2Code.

Pros and Cons Of Using e-Wallets and Prepaid Cards

Having gone through the major types of e-wallets and prepaid cards used at online casinos, how about we get a resume of their benefits and disadvantages?

✅ Flexible payments online & via mobile app❌ Fees charged by wallet provider
✅ e-Wallets work for deposits & withdrawals❌ e-Vouchers only used for casino deposits
✅ Latest security systems and tech
✅ Can be used alongside bank cards and bank accounts

Other Payment Methods

Apart from the payment options discussed above, online casinos accept many other banking solutions such as those we’re about to look at.

Apple Pay

Apple is a mobile brand that has been around since as far back as 1976 and after many years of growth, the company launched its payment app in 2014. Through Apple Pay, users of Apple mobiles can carry online payments across a wide variety of vendor platforms including casinos. Its design enables it to replace physical bank cards and cash by providing digital money which can be accessed on Apple phones, Macs, watches, and iPads. It uses advanced security features alongside any biometric information provided by your device. Also, every transaction is given a specific code and keeps the device’s specific number which renders tracking easy. Apple Pay is incorporated in every Apple mobile device making it readily available for use whenever. It takes just a few minutes to add one or more bank cards to your wallet to have it up and running. Payment procedures are reduced to one touch and the wallet works for contactless payments too. Apple charges no fees for payments be it in-store, online, or in-app. However, the associated bank or card provider may do so. Casino payments can fall within the range of 10 NZD – 10,000 NZD and withdrawals are usually completed within 24 hours at most.

Google Pay

From the name, you can tell that Google Pay is a payment method that has something to do with the giant tech company Google LLC. Indeed, this mobile banking solution was introduced in 2011 by Google. As you may have guessed, it works solely on mobile devices that use the Android operating system. With Google Pay, you’re just a few clicks away from in-app, on-site, and in-store purchases. Bank accounts and bank cards can be added to the wallet and their corresponding info stored in your Google account. A few banks that Kiwis can use alongside Google Pay are bnz, ASB, and ANZ. Whenever a transaction is initiated, Google generates a code which is used for tracking. Your details and money are safely kept thanks to several layers of security and your card number is not shared during payments. Google Pay can be downloaded from Google Play and the service is also adapted for contactless settlements. There are no fees for purchases through Google Pay other than applicable delivery fees and taxes. Usually, you can process between $5 - $5,000 via Google Pay and payments are generally instantly completed.

Bitcoin and Cryptocurrencies

Bitcoin, Ethereum, Litecoin, Dogecoin, XRP, Tether, and Bitcoin Cash are just a few of the hundreds of cryptocurrencies that exist in the world today. Each of these is a digital currency that does not depend on a bank or financial institution for its transactions and processes. For every payment initiated via this kind of currency, unique encryption tech is used which is the origin of the name crypto. BTC was the first currency to hit the market in 2009 and after many ups and down, it is now the most valued of all currently available cryptos. At casinos that accept cryptocurrencies, each option is generally used for deposits and withdrawals. Applicable limits vary from one crypto to the other and usually, the only fees that apply are those charged by the cryptosystem itself. Payments via cryptos are usually the fastest: completed instantly.


When visiting NZ online casinos, you’ll be presented with an array of payment methods. You can choose one or more options for your deposits and withdrawals. Although each option may have specific payment limits, transactions often range from $10 - $10,000. Generally, deposits require at most a few minutes while payouts can be completely processed within 48 hours. Because casinos may have different banking policies, it’s best you check when joining a particular casino.


What Is Important When Selecting A Casino Payment Method?

An important factor to check when choosing a casino payment method is its minimum and maximum processing limits. Similarly, it is smart to verify if there are any fees for deposits and or withdrawals. In addition, remember to check how long it takes to complete payouts.

What Casino Withdrawal Methods Are Faster?

One of the fastest payment options for withdrawals is ecoPayz. Through it, you can expect payouts to be completed within 15 minutes. If you’re into cryptocurrency, you might want to consider Bitcoin or Ethereum wallet as they can guarantee instant withdrawals.

What Is The Best Casino Payment Method For New Zealanders?

The best payment option for New Zealand players is probably Visa. This is primarily because Visa is readily available and is used by millions of Kiwis. Also, it is accepted by almost every real money online casino for both deposits and withdrawals.